help

Ive been thinking of writing or trying for years I have a small pad which i write odd thing down and even have a out line in my head. Last three years been hard was married she put me down then losing job etc but now back to me. People tell me I have art of telling storie mind my starting point sometimes not a place people think things should start. I read john keats to edding my thought is to write fiction this world and other which i know been done a million times but i never read a book with my sarcastic view which my story teller will have. The cost of things puts my feet back as I have no money to speak just two pennies and soul on my feet.As the hands tick I know time is a hunter I hope im fast game but any help would be great.